Best UPI Casinos 2023

Funding an online casino account can be done in various ways. Online operators generally provide a much wider selection of payment methods than land based casinos. Best casino sites in India offer an easy, cash-free option of depositing with the Unified Payments Interface (UPI), which is also used for over 2 billion transactions in India every month. Find out how to deposit and withdraw money in UPI casinos, what benefits it provides, and why it is so popular among Indian players.

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Premium UPI Casinos in India

UPI makes transferring funds online convenient and efficient. The benefits of the UPI payment method were recognised by a number of UPI online casinos, consequently enabling players to deposit funds and request withdrawals in a matter of minutes.

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Take a look at the best sites in India for UPI payments that not only welcome Indian gamblers but reward them with excellent bonuses and promotions available for use in slots and other casino games.

What Is UPI? 

UPI Logo

UPI stands for the Unified Payment Interface. It is an app developed by the National Payments Corporation of India, a payment system that allows transferring funds from one bank account to another in real-time.

The great thing about the UPI online casinos in India is that you do not have to share your bank name, branch, account number, and IFSC every time you want to make or withdraw payments. All this sensitive information stays safe and secure with the UPI payment method.

A vast majority of Indian banks are a part of the UPI network, making the transfers possible simply by sharing your UPI ID. Since UPI casino sites accept Indian rupees as a currency, there are no exchange rates, making it a perfect choice for Indian players.

No exchange rates mean that players can use all the money to possibly make more money and not spend cash on commissions and currency conversion when depositing and withdrawing cash.

UPI as a payment gateway enables you to have multiple apps in one. In a single UPI app, you can access different bank accounts 24/7, all year round. As you will see in many online casinos, UPI transactions are the most recommended payment method for gamblers who reside in India. 

Lucrative Online Casino Bonuses 

Bonus offers attract a lot of players to different casinos. Everybody loves good promotions, which can help you get more money for gambling without spending your own coins. However, you should always gamble responsibly, meaning checking the bonus terms & conditions before claiming it. If the wagering requirements are too high, think twice about how valuable that bonus will be.

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In the following paragraphs, we are going to present some exquisite bonuses and promotions that can bring you a lot of benefits. Also, you can find a lot of amazing bonuses with reasonable requirements available for the Indian market here on our website.

Welcome Bonus: Gift for New Players 

UPI casinos in India constantly work on new ways to attract new customers. A proven formula for doing so is offering a profitable welcome bonus. Welcome bonuses are available only to new players who open the account for the first time in an online casino.

They usually consist of a 100% matched welcome bonus on the user’s first deposit, with slot machines contributing the wagering requirements the most. Some online casinos add free spins to the mix, making fantastic welcome packages.

Our site presents prime welcome bonuses available on Indian gambling sites, and our team is always searching for the best online casino offers to make your casino adventure more fun and lucrative.




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Spin the Reels for Free

Free spins can be a stand-alone promotion or part of a deposit bonus. Whatever the case may be, free spins enable you to play without spending your own money.

Book of Ra Free Spins 1
The Book of Ra free spins are very popular among players from India

When playing with free spins, the chances are that you will not be able to choose the titles yourself, but the online casino will predefine the games qualifying for free spins.

We spent a lot of time testing and reviewing online casino sites to present you with fabulous free spins bonuses in the best UPI casinos. You can not find such good offers in a land based casino!

Most Important Casino Bonus Terms

When a player wants to withdraw the winnings made with bonus money or free spins to the real-money account, he has to meet the bonus terms and conditions. Among those terms are wagering requirements that are expressed as the number of times a gambler has to roll over the bonus or bonus + deposit amount.

Reading and knowing what is expected of you as a player is crucial when claiming bonus offers. The wagering requirements can range from 20 to 50+ times and have different time frames within which players have to fulfil them, which is our next topic. 

Casino Bonuses Do Not Last Forever

Every casino bonus, whether it is a welcome bonus, free spins, deposit bonus, or cashback bonus, has its expiration date. If a player does not manage to meet all the requirements in the given timeline, he risks losing the bonus money and all potential winnings made with it.

Different UPI casinos have different bonus terms and conditions, so the duration of a casino bonus may vary drastically depending on the operator. But whichever of the recommended UPI casino sites in India you choose, rest assured you are in for awesome casino games and promotions.




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Be Aware of Minimum & Maximum Bets

Gambling with bonus money or free spins comes with some limitations, including minimum and maximum stakes that can be placed when spinning the reels. The maximum stakes allowed are usually lower than when playing with the cash.

That means that you can not earn as much money as you would if playing without the bonus money. Still, a bonus is practically a gift; you just need to figure out how to use it the most efficiently.

Limited Maximum Withdrawal Amount 

Almost all online casinos in India have a set withdrawal amount. These limits can be daily, weekly, or monthly. In many cases, they also depend on the preferred withdrawal method.

Screenshot Extra Wild
Deposits are not only important when it comes to Extra Wild but als in the context of promotions

However, when playing with bonus funds, the maximum withdrawal limits get lower since online casinos have to take into consideration their money flow and keep a sustainable banking system. The rules regarding these amounts can be found in bonus terms & conditions.

Not All Players Are Eligible for Bonuses

A number of bonuses come with country restrictions, disabling players from various countries to claim a deposit bonus. This requirement depends on the online casino’s policies. Luckily, the best online casinos in the world wholeheartedly welcome Indian players, greeting them with a selection of promotions, including a welcome bonus, deposit bonus, and free spins.

If you do not want to spend extra time searching for India-friendly bonuses and promotions, simply explore our site. You will find fantastic online casinos where you can play casino games and get many exciting bonuses in no time.

Make Fast and Secure UPI Transactions

To gamble online in UPI casinos, you will need to fund your casino player account first. UPI is one of the secure payment methods available in Indian rupees. With UPI transactions, you can enjoy slot games, poker sites, Teen Patti, and other live casino games without sharing your bank details with the UPI casino site.

Homepage 22Bet
22Bet accepts UPI methods

In the following paragraphs, we are going to share step-by-step guides on making UPI payments, both for making deposits on your casino account and withdrawing funds from the UPI account.

How to Make Deposits in UPI Casinos?

Making payments with UPI starts with downloading the UPI app from the App Store or bank’s website. Then create a new account, including your virtual payment address, and add a bank account that will be connected via your virtual ID. You will also need to create a UPI PIN that will be used to approve any transactions you make in the future.

Once you set up the profile and enter bank account details, you can fund your virtual payment address to finance your online casino endeavours.

When all this is done, you can make free deposits to the online casinos that accept UPI. Simply go to the casino’s banking section, click the Deposit button, and select UPI as a preferred deposit method. Check the maximum deposit amount and make sure that your preferred currency is set to rupees. Enter your UPI ID and confirm the transaction.

You will get a notification on your mobile phone to verify the payment. Once you approve it, the amount should be deducted from your UPI account and visible on your casino account in a matter of minutes. Now you are ready to start playing in the best UPI casinos in India!




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How to Make Withdrawals in UPI Casinos?

If you want to withdraw money to one of your bank accounts, log in to your casino account and visit the banking section. Opt for the Withdraw option. You will be presented with all the available withdrawal methods for your area.

Choose UPI and enter the amount you would like to withdraw. Now enter your virtual payment address (UPI ID) and confirm the request. Do not forget to check withdrawal limits for the preferred payment method.

Making payments with the UPI banking app is generally much faster than traditional bank transfers, which enables players to make payments in online UPI casinos quickly and efficiently.

Benefits of the UPI as a Payment Service  

Online casinos mainly offer a wide range of payment methods to make it convenient for players to deposit money as quickly as possible. When it comes to Indian casinos, one of the best options is definitely UPI due to the many advantages it gives to gamblers from India.

Below you can find out why casino players should use UPI to deposit money in online casinos in India while testing their luck in live casino games, Teen Patti, slot machines, and various other casino titles.

The safety of the UPI casinos is unquestionable. This banking app is based on encryption and handles billions of dollars worth of transactions. With UPI, players do not have to share their bank account number or any other bank details, for that matter, directly with the online casino site, but simply share the ID that the app provided them via a secure SSL- connection. 

SSL security

Users can also contribute to the safety of transactions by never revealing their UPI PIN with other people or clicking unverified links. But as far as the app itself goes, it is completely safe to use, with all security measures updated according to global standards.

UPI Handles Billions of Transactions Monthly

UPI is extremely popular, not only as a payment method for funding accounts in online casinos but also for paying utilities, sending money to friends and families, and paying different goods and services.

It is used by millions of people who make UPI transactions worth billions every month. More than 170 Indian banks are a part of the UPI, which says enough about its popularity.

Its convenience, user-friendly interface, and availability 24/7, even on holidays, make UPI the first choice for online gambling for thousands of players. 

It Is Easy and Simple to Use 

One of the main features of every good app is its intuitivity and simplicity of use. Nobody wants to use an overly complicated app with complex designs and features that are difficult to find and use. Ease of use is definitely among the main reasons why people use the app for making deposits on UPI casinos in India.

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Benefit from a great UPI usability & a 22Bet bonus

You do not have to enter a number of details about the account or fill in unnecessary data; simply write your virtual ID, and you are good to go. Also, the process of registering a new account is pretty simple and can be done in minutes.

Mobile-Friendly for Playing On the Go

UPI is completely mobile-friendly, with the native apps for Android and iOS mobile phones available in Play Store and App Store. It works great on both platforms and uses the 2-factor authentication system to ensure the safety of your data.

Furthermore, most UPI casino sites in India can be accessed on mobile – either via the mobile version of the website or the apps. That way, you can quickly make a deposit via your mobile phone and continue playing Teen Patti and other Indian games.

This deposit method works great for players who love gambling on the go, as well as the ones who prefer desktop computers.




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Many Casino Sites Widely Accept UPI 

There is a great number of UPI casinos that accept UPI and include it in their payment methods. It is also a highly accepted method for a welcome bonus, making it even more desirable among the players. Given the fast processing time and instant deposits, UPI works for both online casinos and punters.

For a complete list of casino sites that accept UPI, browse our website and find out more about operators who offer great promotions in live casino games and give you a selection of fast and efficient payment methods, including UPI.

Pros & Cons of UPI 

No payment method is perfect. And neither is UPI. Before opting for any means of payment, bettors should know how it works, are there any fees connected to it, the level of security it provides, and other vital information.

In the following paragraphs, we are going to talk about the most important pros and cons of UPI, especially when it comes to using it in UPI casinos.

Advantages of UPI

  • Gamblers do not have to share their bank information or details about their credit and debit cards online. Every transaction is done via the virtual payment address, which is the only info shared with the UPI casino.
  • Deposits made with UPI are widely qualified for claiming bonuses and promotions in online casinos.
  • Both deposits and withdrawals can be made in rupees, eliminating exchange rates and extra money losses due to low currency rates.
  • Transferring funds is instant and available anytime and anywhere. If you want to make a transaction on holiday, in the middle of the night, or during weekends, you can do it hassle-free.
  •  UPI is a very safe way to make payments on the best casino sites, with no need to worry about possible security breaches. Every transaction made via UPI is encrypted and well-protected.

Disadvantages of UPI 

  • Not all the casinos have UPI available for making deposits and withdrawals. However, there are many operators that do, and you can find them on our website.
  • If you exceed 20 transactions per month, you will be charged a fee of ₹2.50 for transactions up to ₹1,000 and ₹5,00 for transactions over ₹1,000.

Are There Any Alternatives to UPI?

UPI is not the only way players can fund their casino accounts. UPI casinos offer other methods that have their own benefits but also some features that could be better. Just like with picking a casino site, bettors should put some thought into choosing the preferred way of payment. In the paragraphs below, you can find some alternatives to UPI and check if any of these solutions might work better for you.

Trustly: A Swedish Fintech

Trustly is an open banking method allowing users to transfer funds from one account to another without using their payment cards or apps. It has over 6,300 banks connected to the service, over 8,000 merchants (including a large number of casinos) and over 525 million users globally.

However, it is more prevalent among bettors from Europe, the Americas, and Australia. It is under the regulations of the Swedish Financial Supervisory Authority.

A considerable part of why Trustly has become one of the most wanted methods in the iGaming industry is instant deposit and withdrawals since they are responsible for the entire payment chain.

PhonePe: A User-Friendly App & E-Wallet

PhonePe has become the 1st UPI based app to cross 10 million app downloads in 2017. It is available in Punjabi, Odia, Bengali, Kannada, Telugu, Malayalam, Assamese, Tamil, Gujarati, Hindi, and English, with a simple interface that is easy to navigate.

Logo PhonePe

No matter if you use an Android or iOS device, PhonePe can be downloaded for both platforms. It is regulated by the Reserve Bank of India, with all transactions made in rupees.

Neteller: One of the Pioneers of Internet Banking

Neteller’s history with the iGaming industry goes way back. Since Neteller was one of the first e-wallets ever, over 80% of all transactions made in online casinos went via Neteller in 2005. With the rise of other payment methods, this percentage lowered.

Logo Neteller

However, Neteller remains one of the hottest payment gateways when it comes to sports betting and live casino titles.

An important thing to note with Neteller is that some casinos do not provide bonus offers for deposits made with Neteller, so be sure to check out this rule on the operator’s website before making a deposit.

Google Pay: Easy Deposits in Just a Few Clicks

Unfortunately, Google Pay still has not been recognised by many casinos. However, it does not take away from the fact that G-Pay handles transactions with the utmost security, and it does not charge fees to their users, only to the companies.

Logo Google Pay

Also, Google Pay does not have set limits for minimum amounts, but your chosen casino probably has, so it would be wise to check them before playing.

Short History Behind the UPI

As briefly mentioned in the introduction, Unified Payments Interface (UPI) is a product of the National Payments Corporation of India (NPCI). The first launch was on 11 April 2016 by ex-RBI governor Shri Raghuram Rajan, but the public could access the interface a few months later – on 25 August. The Reserve Bank of India (RBI) regulates and supervises the system.

In March 2020, there were 142 banks featured on UPI. They had a monthly volume of 799.54 million transactions worth ₹1.334 trillion (19 billion USD).

According to the survey conducted by the Ministry of Finance’s Economic, UPI has now become the single largest retail payment system in India, with the number and worth of transfers increasing almost daily.


Today we present a lot of information regarding the UPI payments. If you have any additional questions, check our FAQ section below, where we answer the most frequently asked question about UPI.

Can I use UPI with Indian rupees? 

Yes, the UPI payment system can be used in rupees, saving you the costs of currency exchange and poor rates. That is also one of the reasons why UPI is so popular among Indian players and why many bettors opt for UPI casinos when choosing a casino operator.

How long does it take to deposit with a UPI account? 

Generally speaking, UPI casino deposits are visible instantly, and the whole depositing process takes just a couple of minutes. Since the funds are transferred on the basis of Virtual ID / Account + IFSC / Aadhaar Number, users also do not need the registration of Beneficiary.

Is there a UPI customer service? 

Yes, UPI has customer service that you can reach via a toll-free number 18001201740 or the helpline number 022-45414740.




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Short Summary 

UPI casinos offer a great payment solution to Indian punters who want fast, convenient, and secure transactions. UPI gives you 20 fee-free transactions monthly, enabling users to deposit money in a UPI casino with no extra costs. With UPI, you can have more time and money to enjoy casino titles and possibly win!

All recommended UPI casinos found on our website are regulated by the Malta Gaming Authority (MGA) or other regulatory bodies and provide fantastic casino experiences to players all over India. 

Last Updated on: 16/12/2022 ago by Shyla Anand

Shyla Anand

In this article, I have talked about the best UPI casinos of 2023 and their advantages and disadvantages. If you are from India and are interested in online casinos that offer this fast, convenient and secure payment method, look no further, the casinos featured here offer just that.

Shyla Anand has great experience when it comes to games of chance, but most of all online gambling. After having worked at a well known international insurance company, she now writes bestselling books about the casino business.

Shyla Anand

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